I was just talking to him in good spirits and healthy days before. He was just at the family cookout days prior and now the family gets the call no one wants. I guarantee that will be the hardest day on earth for anyone, at any age. I learned to appreciate my job and it's impact after this event. This truly was the most unbearable time in my family and a lot of healing involved. Understanding that it's hard to do those things if your burden with how to respectfully lay the loved one to rest. My dad support and fundamental understanding of life insurance allow him to let me help him secure coverage. A gift he left our family: Letting us grieve in peace. Life stress people enough with tangible and monetary demands.... Your loved ones LIFE shouldn't/t be one of them.